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80C Deduction Calculator

Estimate eligible Section 80C deduction up to Rs. 1.5 lakh and the likely tax saving at your marginal slab rate.

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Estimate Section 80C deduction and tax saving

Apply the current Rs. 1.5 lakh Section 80C cap to eligible investments and estimate the tax saved at the marginal tax rate you enter.

Results

Eligible deduction

₹1,50,000

Estimated tax saved

₹45,000

30%

How to use it

  1. 01Enter the total eligible 80C investments or expenses you want to evaluate.
  2. 02Add your marginal tax-rate assumption to estimate the tax value of the deduction.
  3. 03Review the capped deduction and the tax-saved estimate side by side.

Result guide

  • This page is for the Section 80C cap only and does not evaluate whether each instrument is suitable for your portfolio.
  • Actual tax saved depends on regime choice and your effective marginal tax position.
  • Amounts above Rs. 1.5 lakh do not increase the 80C deduction in this model.

Why this page matters

80C is one of the most repeated India tax searches because people know the deduction cap but still want to translate an investment decision into actual tax saved. A dedicated page makes that math immediate.

This version intentionally separates the deduction cap from tax saved, which helps users see why the same Rs. 1.5 lakh deduction produces different savings at different slab rates.

Frequently asked questions

Does investing more than Rs. 1.5 lakh increase the 80C benefit?

No. The deduction is capped at Rs. 1.5 lakh, so amounts above that level do not increase the 80C claim in this calculator.

Why does the page ask for my tax rate?

Because the rupee value of a deduction depends on the rate at which that deducted income would otherwise have been taxed.

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