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HRA Exemption Calculator

Estimate House Rent Allowance exemption for FY 2025-26 from basic salary, HRA received, rent paid, and metro status.

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India salary tax planning

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Estimate HRA exemption under the old regime

Compare HRA received, rent paid minus 10% of salary, and the metro or non-metro salary limit to estimate the exempt and taxable HRA amount.

City classification

Results

Exempt HRA

₹2,10,000

Taxable HRA

₹1,50,000

Rent minus 10% salary

₹2,10,000

How to use it

  1. 01Enter annual basic salary, annual HRA received, annual rent paid, and whether the rented city is treated as metro.
  2. 02Review the exempt portion and the balance of HRA that remains taxable.
  3. 03Use the result as an input to broader income-tax planning for FY 2025-26.

Result guide

  • The page is meant for the common salaried HRA workflow and does not replace employer payroll documentation.
  • Salary for HRA purposes is simplified here to basic salary so the assumption stays transparent.
  • Zero or low rent relative to salary can sharply reduce the exemption even when HRA received is high.

Why this page matters

HRA is one of the most common salary-tax searches because salaried users often know the rule names but not the final exempt amount. A focused calculator works well when it shows the three-way minimum clearly.

This version is scoped to the standard HRA exemption framework and keeps the inputs explicit instead of trying to infer payroll structure automatically.

Frequently asked questions

Why does metro status matter?

Because the salary-based HRA limit is typically 50% of salary for metro cities and 40% for non-metro cities.

Does this page automatically know my payroll breakup?

No. It relies on the salary and rent inputs you provide, so the result should be checked against your payslip structure and tax documents.

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