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SIP Calculator
Project future value, invested amount, and estimated gains for a monthly mutual fund SIP.
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Investment planning traffic
Interactive calculator
Project long-term SIP growth
Use a monthly contribution, expected return, and investment horizon to estimate maturity value.
Visual projection
SIP growth over time
Each bar separates invested capital from estimated market growth so the compounding effect is easier to compare across the investment horizon.
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Results
Maturity value
₹50,45,760
Invested amount
₹18,00,000
Estimated gains
₹32,45,760
How to use it
- 01Enter the amount you plan to invest every month.
- 02Set an expected annual return based on your working assumption.
- 03Choose the investment duration in years to project maturity value.
Result guide
- Invested amount is the total cash you contributed across the full period.
- Estimated gains isolate the effect of growth and compounding.
- Maturity value combines invested amount and projected gains.
Why this page matters
A SIP calculator gives investors a simple way to turn a monthly contribution into a long-term projection. It is especially useful when comparing how much time, not just how much money, drives portfolio growth.
The output is an estimate, not a guarantee. Market returns vary, but the calculator is still valuable because it shows how disciplined investing compounds over time.
Frequently asked questions
Is the SIP return guaranteed?
No. SIP results depend on the actual performance of the underlying mutual fund, so this is a projection rather than a promised return.
Why does the formula add one extra growth factor?
The common SIP formula assumes each installment begins compounding within the monthly cycle, which adds one extra period of growth.
Can I use this for step-up SIPs?
This launch version models a fixed monthly SIP. A step-up version can be added later using the same calculator pattern.
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