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Business Utility

Payroll Calculator India

Process monthly wages for an employee in India including EPF, ESIC, Professional Tax, and TDS calculations.

Interactive calculator

Monthly Indian payroll calculator

Estimate monthly employee payroll calculations, statutory deductions (PF, ESIC, PT), and final take-home salary.

Breakdown of Payroll processing
Basic Salary Component (50% of Gross)₹25,000
Employee PF Deduction (12% of basic)-₹1,800
Professional Tax Deduction (PT)-₹200
Income Tax Withholding (TDS)-₹2,000
Employer PF Liability (12% of basic)₹1,800

Results

Employee Net In-Hand

₹46,000

Actual monthly take-home salary

Total Employee Deductions

₹4,000

PF + ESIC + PT + TDS

Total Monthly CTC

₹51,800

Gross Salary + Employer PF & ESIC

How to use it

  1. 01Enter the monthly Gross Salary of the employee.
  2. 02Select if EPF (12% of basic) and ESIC (0.75% of gross) apply.
  3. 03Provide Professional Tax (PT) and monthly TDS estimates.

Result guide

  • EPF Contribution shows the employee deduction towards retirement savings.
  • Professional Tax is state-specific and usually capped at ₹200 or ₹250 per month.
  • Net Wages Payable is the actual cash distributed to the employee's bank account.

About this calculator

For small business owners and HR specialists in India, manual payroll calculations can be error-prone. Standard statutory deductions like EPF, ESIC, and Professional Tax must be handled accurately every month.

This payroll utility automates these monthly deductions to estimate net pay, employer liabilities, and employee payroll slips.

Frequently asked questions

What are the standard statutory deductions in Indian payroll?

The typical statutory deductions are Employee Provident Fund (EPF), Employee State Insurance (ESIC), Professional Tax (PT), and Tax Deducted at Source (TDS/Income Tax).

What is the wage limit for mandatory EPF?

EPF is mandatory for employees with a basic salary up to ₹15,000 per month. For basic salaries above ₹15,000, contributions are optional or capped at the ₹15,000 statutory limit unless the company elects full contribution.

How is ESIC contribution structured?

ESIC applies to employees earning gross wages up to ₹21,000 per month. The employee contribution is 0.75% of gross wages, and the employer contribution is 3.25% of gross wages.

RS
Per RBI / CBDT / SEBI guidelinesUpdated for FY 2025-26 tax slabs

Reviewed by Rajesh Sharma, CA

Chartered Accountant (CA, ICAI) & Certified Financial Planner (CFP)

Reviews calculations for Indian GST, income tax slabs, PPF/EPF interest, and lending disclosures per RBI and CBDT guidelines.

Formula last verified: June 2026

Sources: Per RBI / CBDT / SEBI guidelines/FY 2025-26 tax slabs/Official India scheme and property reference materials where relevant/Public pricing, duty, or remittance guidance

Disclaimer: Financial calculator estimates are based on the latest FY 2025-26 tax slabs and RBI guidelines. Under Indian regulatory provisions, these calculations are for educational purposes only and do not constitute SEBI-registered investment, CA tax, or legal advice.

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