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PPF Calculator
Project Public Provident Fund maturity value, yearly contributions, and total interest over the investment horizon.
Interactive calculator
Estimate long-term PPF growth
Project maturity value for yearly PPF contributions using an annual interest assumption and contribution timing.
Results
Maturity value
₹40,68,209
Total contributions
₹22,50,000
Interest earned
₹18,18,209
How to use it
- 01Enter the amount you expect to contribute each year.
- 02Use the interest-rate field as a planning assumption for the horizon selected.
- 03Choose whether you usually contribute near the start or end of the year to compare maturity impact.
Result guide
- Maturity value is the projected corpus at the end of the selected tenure.
- Total contributions show the amount you personally put into the account.
- Interest earned highlights the compounding effect above the contribution total.
About this calculator
A PPF calculator is useful because the product is long term, tax-efficient, and contribution timing can meaningfully change the final maturity value.
This type of page is often used to compare PPF with FD, NPS, and mutual-fund planning over a 15-year or longer horizon.
Frequently asked questions
Why does contribution timing matter for PPF?
Money contributed earlier gets more time to earn interest, so start-of-year contributions generally produce a higher maturity value.
Does the calculator lock the statutory contribution cap automatically?
The input allows planning up to the common annual cap, but the result still depends on the amount you choose to enter.
Can this help compare PPF with NPS or FD options?
Yes. It gives a clean long-term projection that is useful when comparing tax-saving and low-risk savings choices.
Reviewed by Rajesh Sharma, CA
Chartered Accountant (CA, ICAI) & Certified Financial Planner (CFP)
Reviews calculations for Indian GST, income tax slabs, PPF/EPF interest, and lending disclosures per RBI and CBDT guidelines.
Sources: Per RBI / CBDT / SEBI guidelines/FY 2025-26 tax slabs/RBI retail lending disclosures and amortization conventions/SEBI and AMFI investor education materials
Disclaimer: Financial calculator estimates are based on the latest FY 2025-26 tax slabs and RBI guidelines. Under Indian regulatory provisions, these calculations are for educational purposes only and do not constitute SEBI-registered investment, CA tax, or legal advice.
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