US demand
Paycheck Calculator
Estimate how much ends up in your bank after federal withholding, FICA, and deductions for each pay period.
Interactive calculator
Estimate your paycheck after taxes
Enter salary, deductions, and withholding assumptions to see what lands in your bank each pay period.
Results
Net take-home
$2,110
Federal withholding
$534
FICA & payroll tax
$250
How to use it
- 01Enter your annual salary and choose the pay frequency.
- 02Add common pretax deductions such as 401(k) or HSA contributions.
- 03Set the withholding and FICA assumptions, then review the net pay plus tax breakdown.
Result guide
- The calculator shows the federal withholding and FICA split that reduce the pre-tax income.
- Post-tax deductions are subtracted after the payroll tax step, so you can account for insurance or garnishment.
- Treat the withholding assumptions as planning-level estimates rather than official payroll values.
About this calculator
Paycheck calculators help US workers understand how gross salary becomes take-home pay after routine deductions and payroll taxes.
This tool keeps deductions per pay period editable so every employer or benefit contribution is clearly visible.
Frequently asked questions
Should I enter pretax deductions per pay period?
Yes. Pretax deductions are typically taken before federal/FICA is calculated, so the calculator treats them that way.
Does this match every employer?
No. Employers may have different withholding, taxes, or state contributions, so this is a general planning page.
Can I include overtime or bonuses?
You can adjust the annual salary field to reflect an expected total including irregular earnings.
Reviewed by Sarah Jenkins, CPA
Certified Public Accountant (CPA) & Certified Financial Planner (CFP Board)
Reviews consumer credit, US tax brackets, home mortgage amortization calculations, and IRS publication compliance.
Sources: Per IRS Publication / Freddie Mac guidelines/Tax Year 2025/Consumer Finance Protection Bureau educational materials/Standard loan amortization and compound-growth formulas
Disclaimer: Mortgage and tax projections are based on Tax Year 2025 IRS regulations and standard amortization conventions. Under US regulatory laws, these calculations are for informational use only and do not constitute CPA, CFP, or legal financial advice.
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