United States ยท Finance
Paycheck Calculator
Estimate how much ends up in your bank after federal withholding, FICA, and deductions for each pay period.
Interactive calculator
Estimate your paycheck after taxes
Enter salary, deductions, and withholding assumptions to see what lands in your bank each pay period.
Results
Net take-home
$2,110
Federal withholding
$534
FICA & payroll tax
$250
How to use it
- 01Enter your annual salary and choose the pay frequency.
- 02Add common pretax deductions such as 401(k) or HSA contributions.
- 03Set the withholding and FICA assumptions, then review the net pay plus tax breakdown.
Result guide
- The calculator shows the federal withholding and FICA split that reduce the pre-tax income.
- Post-tax deductions are subtracted after the payroll tax step, so you can account for insurance or garnishment.
- Treat the withholding assumptions as planning-level estimates rather than official payroll values.
About this calculator
Paycheck calculators help US workers understand how gross salary becomes take-home pay after routine deductions and payroll taxes.
This tool keeps deductions per pay period editable so every employer or benefit contribution is clearly visible.
Frequently asked questions
Should I enter pretax deductions per pay period?
Yes. Pretax deductions are typically taken before federal/FICA is calculated, so the calculator treats them that way.
Does this match every employer?
No. Employers may have different withholding, taxes, or state contributions, so this is a general planning page.
Can I include overtime or bonuses?
You can adjust the annual salary field to reflect an expected total including irregular earnings.
Method and limitations
This calculator uses the formula and assumptions described on this page. We do not claim independent professional review. Direct references will be listed here when they support a specific rule or data source used by this calculator.
Results are estimates for general information. Verify current rules and assumptions before making financial, tax, or health decisions.
Read our Editorial and Verification Policy โRelated calculators
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