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Withholding check

TDS Calculator

Estimate TDS on salary or interest with FY 2025-26 tax assumptions and a user-entered threshold for interest cases.

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India withholding demand

Interactive calculator

Estimate TDS on salary or interest income

Switch between salary TDS and deposit-interest TDS to estimate annual withholding using either the selected income-tax regime or a threshold-based interest rule.

Regime
Parents senior citizens?

Results

Annual TDS

₹1,50,800

Monthly TDS

₹12,567

Taxable income

₹17,25,000

How to use it

  1. 01Choose whether you want to estimate salary TDS or interest TDS.
  2. 02For salary, enter annual salary and the supported deduction inputs. For interest, enter annual interest, threshold, and TDS rate.
  3. 03Review the annual and monthly TDS estimate shown for the selected mode.

Result guide

  • Salary TDS is an annualized estimate and actual payroll withholding can vary by employer timing and declarations.
  • Interest TDS mode is a simple threshold-and-rate model, not a bank-specific form or declaration workflow.
  • This tool helps with planning but does not replace Form 16, Form 26AS, or AIS reconciliation.

Why this page matters

TDS questions usually come from users who want to know what will be withheld before filing season. This page supports the two common quick checks: salary TDS and simple interest TDS.

The salary mode ties directly into the FY 2025-26 tax logic already used elsewhere on the site so the result stays consistent with the India tax pages.

Frequently asked questions

Does salary TDS here include regime choice?

Yes. The salary workflow uses the old or new regime inputs you choose and estimates annual tax for FY 2025-26.

Can this page decide whether TDS is finally payable tax?

No. TDS is withholding, not the final assessment, so filing outcomes can still differ after all income and credits are considered.

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