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Sukanya Samriddhi Calculator

Project Sukanya Samriddhi Yojana maturity value from annual contributions, contribution term, and the current interest-rate assumption.

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Scheme and savings planning

Interactive calculator

Project Sukanya Samriddhi account maturity

Estimate maturity value from annual deposits, the notified interest rate you want to model, the deposit period, and the total account life.

Results

Maturity value

₹71,82,119

Total contribution

₹22,50,000

Interest earned

₹49,32,119

How to use it

  1. 01Enter the annual contribution, the annual interest-rate assumption, the years you expect to contribute, and the maturity period.
  2. 02Review maturity value, total contribution, and total interest earned.
  3. 03Compare scenarios by adjusting the annual contribution or rate assumption.

Result guide

  • This page is a planning estimate and does not replace the official account statement or NSI/Post Office records.
  • Quarterly scheme rate changes can affect real outcomes if the future rate differs from the one entered.
  • Contribution term and maturity term are modeled separately because SSY deposits do not continue for the full maturity life.

Why this page matters

SSY has strong search demand because families want a simple projection before committing to a long-duration savings plan. A good page should make the contribution window and full maturity term visible separately.

This version lets the user enter the applicable annual rate so the tool stays usable even when the scheme rate changes in a later quarter.

Frequently asked questions

Why does the page ask for both contribution years and maturity years?

Because SSY contributions stop earlier than the final maturity date, but the balance continues compounding after contributions end.

Does this lock in the current government rate forever?

No. It is a projection using the rate you enter, so future rate changes would change the real maturity outcome.

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