India demand
Sukanya Samriddhi Calculator
Project Sukanya Samriddhi Yojana maturity value from annual contributions, contribution term, and the current interest-rate assumption.
Interactive calculator
Project Sukanya Samriddhi account maturity
Estimate maturity value from annual deposits, the notified interest rate you want to model, the deposit period, and the total account life.
Results
Maturity value
₹71,82,119
Total contribution
₹22,50,000
Interest earned
₹49,32,119
How to use it
- 01Enter the annual contribution, the annual interest-rate assumption, the years you expect to contribute, and the maturity period.
- 02Review maturity value, total contribution, and total interest earned.
- 03Compare scenarios by adjusting the annual contribution or rate assumption.
Result guide
- This page is a planning estimate and does not replace the official account statement or NSI/Post Office records.
- Quarterly scheme rate changes can affect real outcomes if the future rate differs from the one entered.
- Contribution term and maturity term are modeled separately because SSY deposits do not continue for the full maturity life.
About this calculator
SSY has strong search demand because families want a simple projection before committing to a long-duration savings plan. A good page should make the contribution window and full maturity term visible separately.
This version lets the user enter the applicable annual rate so the tool stays usable even when the scheme rate changes in a later quarter.
Frequently asked questions
Why does the page ask for both contribution years and maturity years?
Because SSY contributions stop earlier than the final maturity date, but the balance continues compounding after contributions end.
Does this lock in the current government rate forever?
No. It is a projection using the rate you enter, so future rate changes would change the real maturity outcome.
Reviewed by Rajesh Sharma, CA
Chartered Accountant (CA, ICAI) & Certified Financial Planner (CFP)
Reviews calculations for Indian GST, income tax slabs, PPF/EPF interest, and lending disclosures per RBI and CBDT guidelines.
Sources: Per RBI / CBDT / SEBI guidelines/FY 2025-26 tax slabs/RBI retail lending disclosures and amortization conventions/SEBI and AMFI investor education materials
Disclaimer: Financial calculator estimates are based on the latest FY 2025-26 tax slabs and RBI guidelines. Under Indian regulatory provisions, these calculations are for educational purposes only and do not constitute SEBI-registered investment, CA tax, or legal advice.
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