India · Finance
RD Calculator
Estimate recurring deposit maturity, total deposits, and interest earned from a fixed monthly contribution.
Interactive calculator
Project recurring deposit maturity
Estimate how a fixed monthly RD contribution can grow over time using an expected annual rate and deposit horizon.
Results
Maturity value
₹3,63,926
Total deposits
₹3,00,000
Interest earned
₹63,926
How to use it
- 01Enter the amount you plan to deposit every month.
- 02Set the expected annual interest rate offered on the RD.
- 03Choose the deposit period in years to project maturity value and total deposits.
Result guide
- Maturity value is the projected corpus at the end of the RD term.
- Total deposits show your own monthly contributions across the full period.
- Interest earned isolates the growth above the deposited principal.
About this calculator
Recurring deposit searches are usually driven by savers who want a low-friction way to compare disciplined monthly saving against lump-sum deposits and market-linked products.
The most useful comparison is between total deposits and maturity value because it makes the interest contribution visible instead of only showing the final balance.
Frequently asked questions
Is the RD result exact for every bank?
No. Banks can differ slightly in how they apply and credit interest, so the calculator is best used as a planning estimate.
Why compare total deposits with maturity value?
That comparison makes it easier to see how much of the final corpus comes from your own savings and how much comes from interest.
Can this help compare RD with SIP or FD options?
Yes. It is especially useful when you want to compare a fixed monthly saving habit with one-time deposits or market-linked investing.
Method and limitations
This calculator uses the formula and assumptions described on this page. We do not claim independent professional review. Direct references will be listed here when they support a specific rule or data source used by this calculator.
Results are estimates for general information. Verify current rules and assumptions before making financial, tax, or health decisions.
Read our Editorial and Verification Policy →Related calculators
Keep the next question one click away.
FD Calculator
Project fixed deposit maturity value, interest earned, and effective annual yield across compounding schedules.
SIP Calculator
Calculate mutual fund SIP returns and wealth growth in India. Get instant monthly compounding, profit & maturity projections with graphs on 1CalcHub.
Lump Sum Calculator
Estimate the future value of a one-time investment using an annual return assumption and holding period.