India · Finance
FD Calculator
Project fixed deposit maturity value, interest earned, and effective annual yield across compounding schedules.
Interactive calculator
Project FD maturity
Estimate maturity value, interest earned, and effective yield for a fixed deposit across common compounding schedules.
Results
Maturity value
₹3,58,065
Interest earned
₹1,08,065
Effective annual yield
7.45%
How to use it
- 01Enter the one-time deposit amount.
- 02Set the quoted annual interest rate and deposit duration.
- 03Choose the compounding frequency to estimate maturity more realistically.
Result guide
- Maturity value is the full corpus at the end of the FD term.
- Interest earned isolates the gain above your principal deposit.
- Effective annual yield helps compare products with different compounding rules.
About this calculator
Fixed deposit users usually want one answer fast: how much money will this deposit become by maturity under a quoted bank rate.
The compounding schedule changes the effective yield, so the same headline rate can produce slightly different maturity values across products.
Frequently asked questions
Why does compounding frequency matter if the rate is the same?
More frequent compounding lets earned interest begin earning interest sooner, which slightly increases maturity value.
Does this account for TDS?
No. This launch version estimates gross maturity value before tax treatment or premature withdrawal penalties.
Can this be used to compare bank FD offers?
Yes. It is particularly useful for comparing products that quote similar rates but differ in term length or compounding schedule.
Method and limitations
This calculator uses the formula and assumptions described on this page. We do not claim independent professional review. Direct references will be listed here when they support a specific rule or data source used by this calculator.
Results are estimates for general information. Verify current rules and assumptions before making financial, tax, or health decisions.
Read our Editorial and Verification Policy →Related calculators
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